Jargon
Don’t know your Abstract Title from your Deeds of Sale? Then use our jargon buster for a simple explanation of all the weird and wonderful phrases affecting your nest.
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- Back-land
- Land that is behind existing development with no, or in some cases, very limited road frontage.
- Balance outstanding
- The amount of loan owed at a particular time usually on a Mortgage.
- Bank of England Base Rate
- This is the figure set by the Bank of England, it can go up or down from time to time and is announced by the Bank of England Monetary Policy Committee. It is basically, the lowest rate at which a bank will charge interest and which is used as a benchmark to set the interest rates for borrowers. Banks usually charge borrowers a margin above base rate. This margin varies and is designed to reflect the risk of the lender entering into the mortgage with you.